:root {
    --primary: #0B2A5B;
    --secondary: #1E40AF;
    --green: #16A34A;
    --green-dark: #15803D;
    --orange: #F59E0B;
    --text: #1F2937;
    --text-light: #4B5563;
    --bg-light: #F3F6FB;
    --white: #FFFFFF;
}

* {
    margin: 0;
    padding: 0;
    box-sizing: border-box;
    font-family: 'Inter', sans-serif;
}

body {
    color: var(--text);
    background-color: var(--white);
    line-height: 1.7;
}

h1, h2, h3, h4 {
    font-family: 'Poppins', sans-serif;
    color: var(--primary);
}

.container {
    width: 100%;
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 20px;
}

/* TOP BAR */
.top-bar {
    background-color: var(--primary);
    color: var(--white);
    font-size: 13px;
    padding: 8px 0;
}
.top-bar .container {
    display: flex;
    justify-content: space-between;
    align-items: center;
}
.top-bar a {
    color: var(--orange);
    text-decoration: none;
    font-weight: 600;
}

/* HEADER */
.header {
    background: var(--white);
    box-shadow: 0 2px 10px rgba(0,0,0,0.05);
    position: sticky;
    top: 0;
    z-index: 1000;
}
.nav-container {
    display: flex;
    justify-content: space-between;
    align-items: center;
    height: 75px;
}
.logo {
    font-family: 'Poppins', sans-serif;
    font-size: 22px;
    font-weight: 700;
    color: var(--primary);
    text-decoration: none;
}
.logo span {
    color: var(--orange);
}
.nav-menu {
    display: flex;
    gap: 25px;
    align-items: center;
}
.nav-menu a {
    text-decoration: none;
    color: var(--text);
    font-weight: 500;
    transition: color 0.3s;
}
.nav-menu a:hover, .nav-menu a.active {
    color: var(--secondary);
}
.btn-wa-header {
    background: var(--green);
    color: var(--white);
    padding: 10px 20px;
    border-radius: 8px;
    text-decoration: none;
    font-weight: 600;
    display: flex;
    align-items: center;
    gap: 8px;
    transition: background 0.3s;
}
.btn-wa-header:hover {
    background: var(--green-dark);
}

/* HERO */
.hero {
    background: linear-gradient(135deg, var(--primary) 0%, #153e7a 100%);
    color: var(--white);
    padding: 90px 0;
}
.hero-grid {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 40px;
    align-items: center;
}
.badge {
    background: rgba(245, 158, 11, 0.2);
    color: var(--orange);
    padding: 6px 14px;
    border-radius: 20px;
    font-size: 13px;
    font-weight: 600;
    display: inline-block;
    margin-bottom: 20px;
    border: 1px solid rgba(245, 158, 11, 0.4);
}
.hero h1 {
    font-size: 40px;
    color: var(--white);
    line-height: 1.2;
    margin-bottom: 20px;
}
.hero p {
    font-size: 17px;
    color: #E5E7EB;
    margin-bottom: 30px;
}
.hero-btns {
    display: flex;
    gap: 15px;
    margin-bottom: 30px;
}
.btn {
    padding: 14px 28px;
    border-radius: 10px;
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 10px;
    transition: all 0.3s;
}
.btn-green {
    background: var(--green);
    color: var(--white);
}
.btn-green:hover {
    background: var(--green-dark);
}
.btn-outline {
    border: 2px solid var(--white);
    color: var(--white);
}
.btn-outline:hover {
    background: var(--white);
    color: var(--primary);
}
.hero-trust {
    display: flex;
    gap: 20px;
    font-size: 14px;
    color: #D1D5DB;
}
.hero-trust i {
    color: var(--green);
}
.floating-card {
    background: rgba(255, 255, 255, 0.1);
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255, 255, 255, 0.2);
    padding: 30px;
    border-radius: 16px;
    color: var(--white);
    text-align: center;
}
.floating-card i {
    font-size: 40px;
    color: var(--orange);
    margin-bottom: 15px;
}
.floating-card h3 {
    color: var(--white);
    margin-bottom: 10px;
}

/* STRIP */
.features-strip {
    background: var(--bg-light);
    padding: 40px 0;
}
.strip-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}
.strip-item {
    background: var(--white);
    padding: 25px;
    border-radius: 12px;
    display: flex;
    gap: 20px;
    align-items: center;
    box-shadow: 0 4px 6px rgba(0,0,0,0.02);
}
.strip-item i {
    font-size: 32px;
    color: var(--secondary);
}
.strip-item h3 {
    font-size: 16px;
    margin-bottom: 5px;
}
.strip-item p {
    font-size: 13px;
    color: var(--text-light);
}

/* SERVICES */
.services-section {
    padding: 80px 0;
}
.section-title {
    text-align: center;
    max-width: 700px;
    margin: 0 auto 50px auto;
}
.section-title h2 {
    font-size: 32px;
    margin-bottom: 15px;
}
.section-title p {
    color: var(--text-light);
}
.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
}
.service-card {
    background: var(--bg-light);
    padding: 35px;
    border-radius: 14px;
    transition: transform 0.3s, box-shadow 0.3s;
    border: 1px solid #E5E7EB;
}
.service-card:hover {
    transform: translateY(-5px);
    box-shadow: 0 10px 20px rgba(0,0,0,0.05);
    background: var(--white);
}
.service-card i {
    font-size: 36px;
    color: var(--secondary);
    margin-bottom: 20px;
}
.service-card h3 {
    font-size: 20px;
    margin-bottom: 12px;
}
.service-card p {
    color: var(--text-light);
    font-size: 14px;
    margin-bottom: 20px;
}
.service-link {
    color: var(--secondary);
    font-weight: 600;
    text-decoration: none;
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

/* REGULATION SECTION */
.reg-section {
    background: var(--bg-light);
    padding: 80px 0;
}
.reg-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 20px;
}
.reg-box {
    background: var(--white);
    padding: 30px;
    border-radius: 12px;
    position: relative;
    box-shadow: 0 4px 6px rgba(0,0,0,0.02);
}
.reg-num {
    font-size: 36px;
    font-weight: 700;
    color: rgba(11, 42, 91, 0.1);
    position: absolute;
    top: 15px;
    right: 20px;
}
.reg-box h3 {
    font-size: 18px;
    margin-bottom: 10px;
}
.reg-box p {
    font-size: 13px;
    color: var(--text-light);
}

/* CTA */
.cta-section {
    padding: 70px 0;
}
.cta-box {
    background: linear-gradient(135deg, var(--primary) 0%, var(--secondary) 100%);
    border-radius: 20px;
    padding: 50px;
    text-align: center;
    color: var(--white);
}
.cta-box h2 {
    color: var(--white);
    font-size: 30px;
    margin-bottom: 15px;
}
.cta-box p {
    color: #E5E7EB;
    margin-bottom: 30px;
}
.btn-large {
    font-size: 18px;
    padding: 16px 36px;
}

/* FOOTER */
footer {
    background: #061732;
    color: #9CA3AF;
    padding: 60px 0 20px 0;
}
.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1.2fr;
    gap: 40px;
    margin-bottom: 40px;
}
.footer-col h3, .footer-col h4 {
    color: var(--white);
    margin-bottom: 20px;
}
.footer-col p, .footer-col li {
    font-size: 14px;
    margin-bottom: 12px;
}
.footer-col ul {
    list-style: none;
}
.footer-col ul a {
    color: #9CA3AF;
    text-decoration: none;
}
.footer-col ul a:hover {
    color: var(--white);
}
.disclaimer {
    font-size: 12px;
    color: #6B7280;
    margin-top: 15px;
}
.footer-bottom {
    border-top: 1px solid rgba(255,255,255,0.1);
    padding-top: 20px;
    text-align: center;
    font-size: 13px;
}

/* FLOATING WHATSAPP */
.float-wa {
    position: fixed;
    bottom: 30px;
    right: 30px;
    background: var(--green);
    color: var(--white);
    padding: 12px 22px;
    border-radius: 50px;
    display: flex;
    align-items: center;
    gap: 10px;
    text-decoration: none;
    font-weight: 600;
    box-shadow: 0 4px 15px rgba(22, 163, 74, 0.4);
    z-index: 999;
    transition: transform 0.3s;
}
.float-wa:hover {
    transform: scale(1.05);
}
.float-wa i {
    font-size: 24px;
}

/* KALKULATOR STYLES */
.calc-section {
    padding: 60px 0;
    background: var(--bg-light);
}
.calc-wrapper {
    display: grid;
    grid-template-columns: 1.2fr 0.8fr;
    gap: 30px;
}
.calc-form-card, .calc-result-card {
    background: var(--white);
    padding: 35px;
    border-radius: 14px;
    box-shadow: 0 4px 6px rgba(0,0,0,0.02);
}
.form-group {
    margin-bottom: 20px;
}
.form-group label {
    display: block;
    font-size: 14px;
    font-weight: 500;
    margin-bottom: 6px;
    color: var(--text);
}
.form-group input {
    width: 100%;
    padding: 12px;
    border: 1px solid #D1D5DB;
    border-radius: 8px;
    font-size: 16px;
}
.divider {
    border: 0;
    border-top: 1px solid #E5E7EB;
    margin: 20px 0;
}
.result-score-box {
    background: var(--bg-light);
    text-align: center;
    padding: 30px;
    border-radius: 12px;
    margin-bottom: 20px;
}
.result-score-box span {
    font-size: 48px;
    font-weight: 700;
    color: var(--green);
    display: block;
}
.result-score-box p {
    font-weight: 600;
    color: var(--primary);
}
.breakdown p {
    font-size: 14px;
    margin-bottom: 8px;
    display: flex;
    justify-content: space-between;
}
.disclaimer-calc {
    font-size: 12px;
    color: var(--text-light);
    margin: 20px 0;
}
.btn-block {
    display: flex;
    justify-content: center;
    width: 100%;
}

/* RESPONSIVE */
@media(max-width: 992px) {
    .hero-grid, .services-grid, .reg-grid, .calc-wrapper, .strip-grid, .footer-grid {
        grid-template-columns: 1fr;
    }
    .hero h1 { font-size: 32px; }
}